QX Payments

Pay at the table.
In seconds. Every method.

Certified, secure and built for the Saudi market — Mada, Apple Pay, Google Pay, Visa and MasterCard. Split bills, add tips, issue refunds and reconcile automatically.

PCI DSS Level 1 3D Secure 2 ZATCA e-invoicing
QX Pay · Table 12Split · Equal · 4
Your share
SAR 63.75
Subtotal 221.74
VAT 15% 33.26
Tip 10% 22.17
Mada
Apple Pay
Google Pay
Visa
MasterCard
Bank
Secured by QX · Tokenised
Every method your guests use
MadaApple PayGoogle PayVisaMasterCardAmerican ExpressSTC PayBank Transfer
The pay-at-table flow

Four taps. Bill closed.

Guests never wait for the check. The table clears sooner, service is calmer and every payment lands cleanly in your books.

01
Scan

Guest opens the bill from a QR — no app, no download.

02
Split

Equal, by seat, by item or custom. Everyone pays their share.

03
Tap

Apple Pay, Google Pay or card — in one tap, tokenised end-to-end.

04
Receipt

VAT-compliant receipt delivered instantly. Staff sees the win.

01Split the bill

Four ways to split. No math at the table.

Guests choose how to split the bill from their own phone — instantly, without the waiter arbitrating. Nobody argues over the check ever again.

Equal split

Divide the bill evenly across any number of guests.

By seat

Each seat pays only for the courses they ordered.

By item

Guests pick exactly the items they consumed.

Custom amounts

Enter any share. QX balances the rest automatically.

Bill · T12
SAR 255.00 · Split equally · 4
2 of 4 paid
Ahmad
Paid · Apple Pay
SAR 63.75
Layla
Paid · Apple Pay
SAR 63.75
O
Omar
Waiting
SAR 63.75
S
Sara
Waiting
SAR 63.75
02Smart tipping

Tips that lift the whole team.

Preset amounts, custom values, staff attribution and an auto-splitting tip pool. Waiters see their tips in real time — motivation with transparency.

Preset & custom

10 / 15 / 20% presets or any custom amount.

Staff attribution

Tip the specific waiter, or a role, or the pool.

Tip pool splitter

Auto-calculated shifts, with full transparency.

Live in staff app

Waiters see their tips update the moment guests pay.

Choose a tip
10%
22.17
15%
33.26
20%
44.35
Custom
Attribute to
Ahmad
Your waiter tonight
Change
Ahmad · Live tips tonightSAR 312
03Automatic reconciliation

Every payment. Matched to every order.

No more end-of-night spreadsheets. QX matches every transaction to its bill, its table and its shift — automatically. Accountants love it. Managers sleep.

Order-to-payment match

Every rial is tied to an order, table and shift.

VAT-compliant receipts

ZATCA-ready e-invoices delivered on every checkout.

Daily settlement

One clean report per day, per branch, per method.

Live cash reconciliation

Cash and card sales balanced in real time.

Reconciliation · Live
Thursday · Dinner
SAR 48,320
312 transactions
T12 · 21:14Apple Pay
SAR 63.75
T09 · 21:12Mada
SAR 145.20
T04 · 21:08Visa
SAR 88.40
T02 · 20:55Cash
SAR 42.00
T14 · 20:41Google Pay
SAR 210.10
Auto-matched · 100%Discrepancies · 0
04Refunds & disputes

One-click refunds. Fewer chargebacks.

Refund a full bill or a single item — instantly, with the right approvals and a full audit trail. Chargebacks are handled with pre-built evidence packs.

One-click refund

Full or partial, item-level or amount-level.

Approval workflows

Roles and thresholds enforce your policy.

Audit trail

Every refund logged with actor, reason and timestamp.

Chargeback support

Pre-built evidence packs when disputes arise.

Refund · Bill #48291
Truffle Arancini
SAR 42.00
Burrata & Heirloom Tomato
SAR 68.00
Wagyu Tagliatelle
SAR 145.00
Refund amountSAR 42.00
05Payouts & bank operations

Money in the bank, on schedule.

Batched payouts to every branch's bank account, with clear reporting and predictable timing. Full support for Saudi banks and cross-border where needed.

Batched payouts

Daily, weekly or custom cadence per branch.

Per-branch accounts

Route funds to the right bank, per outlet.

Instant reporting

Every payout tied back to source transactions.

Multi-currency ready

SAR native, with cross-border support on request.

Next payout · Friday
SAR 396,160
Riyadh Boulevard
Fri 08:00
SAR 184,320Scheduled
Jeddah Corniche
Fri 08:00
SAR 112,480Scheduled
Dammam Waterfront
Fri 08:00
SAR 68,140Scheduled
Khobar Mall
Fri 08:00
SAR 31,220Pending
Security by default

Built to the standard restaurants trust their business to.

PCI DSS Level 1

Certified infrastructure, tokenised end to end.

3D Secure 2

Frictionless authentication built into every payment.

Tokenisation

Card data never touches your systems. Never stored.

Role-based access

Granular permissions on refunds and admin actions.

KSA-first

Built for the Saudi market.
From day one.

Mada, ZATCA-compliant e-invoicing, 15% VAT, Arabic-native receipts and partnerships with local acquirers. QX is designed for how restaurants actually operate in the Kingdom.

Talk to sales
  • Mada acceptance
  • ZATCA e-invoicing
  • 15% VAT automatic
  • Arabic receipts
  • SAR native
  • SAMA-aligned
  • Local acquiring
  • Cross-border ready
Business outcomes

Payments that move the numbers.

Faster checkout

Guests pay in seconds, without waiting for the check.

32%
Faster table turns

Cleared tables mean more covers on every shift.

18%
Higher tips

Preset amounts and clear attribution lift generosity.

The check is closed.
Before the guests stand up.

See QX Payments live in your restaurant — with your menu, your team and your bank.

Mada · Apple Pay · Google Pay · Visa · MasterCard